Become a Creator today!Start creating today - Share your story with the world!
Start for free
00:00:00
00:00:01
Letting Go of the Clock: Real-Life Retirement - with Lynda Camire
5 Playsin 2 days
What really happens when you close the laptop for the last time and step into retirement? In this candid episode, I sit down with my friend Lynda Camire, who recently retired from a long-standing career in finance with the Canadian government. She may not have had a retirement party, but she does have a lot of honest insights about what happens when the structure of the 9-to-5 disappears.
Lynda shares how she planned her retirement, and how that plan didn’t include just how bored she’d be in the first few days. From wandering into her home office out of habit to watching the clock like she was still on the job, Lynda’s story is a refreshing reminder that even a well-planned retirement can feel disorienting at first.
We talk about:
- The emotional surprise of Day One in retirement
- What happens when there’s no daily agenda
- Struggles with identity when you no longer say “I work for…”
- Learning how to stop watching the clock
- Her passion for cooking and possibly turning it into something more
- Travel dreams that are still on the horizon
- Why “if you’re unsure about retirement, you’re probably not ready”
Whether you’re counting down the days to your own retirement or already in it and wondering “what now?”, this episode offers a real, grounded perspective on navigating the unknown with a little humour, honesty, and Thai food.
Links & Resources:
Lynda's episode is part of our ongoing season focusing on Mental Health, Enjoyment, and Personal Growth in retirement.
Know someone struggling with the early days of retirement? Share this episode with them.
Listen to more episodes at:
https://beyondretirement.ca/podcast
https://zencastr.com/Beyond-Retirement
Or wherever you usually listen to podcasts!
Recommended
Transcript
Introduction: Life Beyond Retirement
00:00:03
Speaker
Retirement. That's what we're all aiming at, right? But exactly what does that mean? conjures up visions of endless days of golf, drinks with little umbrellas in them on a tropical beach, feet up reading a book.
00:00:16
Speaker
Is that what it's all about? I don't think so. Life would get pretty dull after a while without anything meaningful to do, don't you think? I'm Jackie Doucette, and I'm on a mission to discover exactly what life is like beyond retirement.
00:00:30
Speaker
Join me while I chat with people who've already done it, who've retired to something rather than from something. Let's find out together exactly what's waiting for us when we say goodbye to that nine to five.
Linda's Retirement Expectations
00:00:44
Speaker
Hi everybody, welcome to another episode of Beyond Retirement. I'm your host, Jackie Doucette, and this is episode 268. Today I'm excited to have Linda come here with me. Linda and I have been friends for a while, and I've been following her as she got ready for retirement.
00:01:00
Speaker
And she's recently retired from her job with the Canadian government, and I thought she'd make a great guest because she has some expectations of what retirement is going to be for her.
00:01:12
Speaker
Linda, welcome to the show. Hi, Jackie. Thank you. Thanks for having me. I'm really excited to hear what you have to say. um The primary themes on our show this season are mental health, physical health, personal growth, enjoyment, relationship, the kind of things that people think about as they go into retirement. And if we touch on these, that's great.
00:01:35
Speaker
But what I really want us to do is just have a conversation about your transition into retirement, if that's okay. Sure. Sounds good.
Planning Retirement at 62
00:01:43
Speaker
So i think we'll start with just your decision to retire.
00:01:47
Speaker
When you started thinking about it, or did you start thinking about it? Was it a planned decision or was it spontaneous? No, it was definitely planned. I'd always intended to retire at 62. I never wanted to work to 63, mainly because I would never even have a full pension anyway. So I didn't see the point in spending those extra years, ah you know, in in the working for the government.
00:02:13
Speaker
So, yeah and what I picked my date based on the in-office presence that was going to be happening for me. And I just decided to, this would be a good opportunity before I go into the office three or four days a week to to retire. And it seemed to align well with, you know, with my my planning for it.
00:02:35
Speaker
Oh, good. It's always good when when a plan comes to fruition the way you wanted it to. That part did. Yeah.
Final Week at Work
00:02:43
Speaker
So how did you feel leading up to your last day? Were you trying to tie up loose ends or were you kind of at a loss for things to do?
00:02:52
Speaker
I found myself really distancing myself from my job. I was, I would say the last week, even though I was logged in, I was really not responding to anything pertinent unless the person replacing me asked for help. I had just totally ah pushed off everything, um which I didn't think I would do. But I, I really did, even though I was in front of the computer, I wasn't really working.
00:03:23
Speaker
how did How did that make you feel? Well, I yeah, you know, it it made me i don't know why I did that. I really thought I'd be some people work, you know, right up to the last second of the last hour before they retire.
00:03:38
Speaker
And i found myself really putting great space there. uh, the last week I was there, it's like, i it's like there's stuff coming up and it's like, I didn't want to know about it because I didn't want to think about it when I'm retired.
00:03:52
Speaker
Right. That makes sense, I guess. yeah Yeah.
Virtual Goodbye
00:03:56
Speaker
And so did you have a big retirement party or anything like that? No, uh, because I was working remotely for the last few years.
00:04:04
Speaker
Um, they did offer, yeah, you know, I could go in and they would do a lunch. Um, yeah you know, because because we have a situation here where we share a car, myself and my husband, we we opted, i opted out of that because of the the issues with parking and and getting there.
00:04:21
Speaker
And then they offered me a yeah ah virtual retirement party, ah which I find those, you know, there's nothing more awkward than a virtual retirement party.
00:04:36
Speaker
And I really declined on that. So eventually my manager just said, you know, will you at least show up the last meeting with your team, put your camera on so we can at least say goodbye. And that was basically my, yeah my send off.
00:04:52
Speaker
I also didn't feel, i was leaving on such a high note with this team because I liked everybody and and i I did like my job. i I didn't really feel the necessity for for, you know, to go any further with that. It was just nice to say goodbye and they know I like them and, and you know, and I felt that they really liked me too. So it was it it felt good for me to do it that way.
00:05:16
Speaker
Well, that's good. I'm glad that that worked out for you. I know a lot of people say that leaving work is hard because of the relationships, but it sounds like maybe your relationship with your co-workers was strictly that, a co-worker kind of thing that you don't socialize outside of work.
00:05:35
Speaker
You know what? I didn't socialize with these people outside of work. I have rarely um socialized with them outside of work. Having said that, I had a coworker retire in July and I actually met with her for lunch last week. So I feel, you know, it was a different type of conversation. It wasn't one of those water cooler conversations. It was more personal.
00:05:57
Speaker
um Yeah, you know, and she texted me after the meeting and she's like, we are after our lunch. And she said, you know, we should do this again before Christmas. So um but other than that, i I didn't look at my coworkers as friends.
00:06:13
Speaker
Right. I understand that. People looked at me funny because I said the same thing when I was retiring. with You know, everybody's really nice, but we're acquaintances. We work together.
00:06:24
Speaker
But it's not, it they're not friendships the same. That's right. That's right.
Boredom After Retirement
00:06:29
Speaker
So what was your first day like? You finished off work and the next day what happened?
00:06:34
Speaker
It was awful. It was like, well, I retired before Thanksgiving, so I had a busy weekend. But the very first day I retired, um the first thing that i I had a hard time getting out of my workday routine.
00:06:51
Speaker
I felt I was constantly running in here to look at emails that I never receive anymore. i was you know I was looking at the clock to see what time I should go for lunch, which, you know, what does it matter?
00:07:03
Speaker
And i will say by one o'clock, I was flat out bored. And I told my husband, I said, I cannot believe how much time my job consumed during the day.
00:07:16
Speaker
It consumes so much time in my head and yeah, you know, and also physically sitting here.
00:07:24
Speaker
So that that would be probably the most surprising thing for you starting off is just that your, your day was full and now it's not. Shocking. It was, it was, it was shocking.
00:07:37
Speaker
Yeah. You know, I w I couldn't believe how much time I spent working And my my husband, you know, said to me, he goes, I can because you would log in at six o'clock with your coffee.
00:07:50
Speaker
And, yeah you know, sometimes you're right on there till, you know, four or five, sometimes six o'clock at night. um So he wasn't surprised. But i I was surprised at how much my routine revolved at home around my job.
New Activities and Adaptation
00:08:06
Speaker
So it's only been two and a half or three weeks. Two weeks. Has it become any easier for you through the day? Yeah, I think so. I mean, I, I think for me, you know, I've had a lot of advice on how to spend my day. Um, I have done some socializing. I ah do have a trip coming, a couple of little trips coming up.
00:08:28
Speaker
Um, Yeah, you know, I think socializing is a big thing for me. I've started walking more. And, you know, i I met another lady out walking. So and she's retired. So I feel I'm getting more into a routine for the day. And also, you know, i I did pick up a craft, I had to, you know, something I can go back and forth to during the day.
00:08:54
Speaker
That's important. What kind of craft did you pick up? Well, I used to do a lot of paint by numbers as a child, a ton of them. And I can't paint anymore because I don't have a steady hand. So I did one of those, I picked up one of those diamond art, paint by numbers type things. So I've been working at that. And and I like doing that. it's you know It blows an hour or two and it gives me something to focus on, which is really what I need.
00:09:23
Speaker
Yep, that's it exactly. So what about your overall person,
Identity Shift and Emotional Adjustment
00:09:30
Speaker
your identity? Do you do you feel that that's changed since you retired?
00:09:35
Speaker
Do you feel like a different person? Yeah, I do. I mean, for the first time, you know, yeah two days ago when I met this lady, she asked me what I did. And I i almost told her I work for the government.
00:09:49
Speaker
And I said, Oh, no, sorry, that's a lie. I'm retired. And it felt weird saying that. it it it It made me feel like a different person. ah You know, I will eventually get used to saying that.
00:10:03
Speaker
But when I said it for the first time, I was like, wow, yeah, I'm i'm retired. I'm, I'm with a different group of people. My peers are different now. And what does that mean for you? um In terms of who you are? Does it does it change how you think about yourself?
00:10:22
Speaker
Well, it certainly means I'm getting older. I yeah, you know, and that's, I think that's the big, the big thing I am getting older. And I mean, I'm happy that I'm retired. And I certainly do not miss my job.
00:10:38
Speaker
ah Yeah, you know, like, I don't miss it. But umm I'm just, you know, before i was I was a public servant and now I'm not. Yeah.
00:10:49
Speaker
Yeah, you know, so now I'm just retired with no other title behind it, just retired. Do you think you'll find something else to say when when people ask you, what do you do? or will you always say, I'm retired?
00:11:06
Speaker
i you know, I do think i will always say that I'm retired. I can't see myself ah you know, working um like part time, you know, at at a ah in retail or anything like that.
00:11:21
Speaker
um right Yeah, you know, I think I i am forever retired. There's no question. Okay. And there's nothing wrong with that. Oh, well, it's what we work for.
00:11:32
Speaker
Exactly. that's That's what you're going for. So now what, what's the, what's the next step? I mean, you made it to retirement, but you can't just sit there on your chair. Now what's, uh, what's going to happen? Do you feel any pressure to start doing things?
00:11:47
Speaker
Uh, no, I don't. Um, mostly my, the only thing I put on myself pressure wise is I want to have a more, uh, routine filled day, I operate on routine.
00:12:00
Speaker
Yeah, you know, yeah and that's basically like you would know from working your whole life, you get up at a certain time, and this is what you do. So, um you know, I'm, I have to have a routine.
00:12:12
Speaker
And right now I'm trying to get myself into a routine. ah But it's, it's a lot harder than I thought it would be. And as um you said, it's only been two weeks. It's, it takes a little bit of time to build a routine habits take a little bit of time. Yeah.
00:12:28
Speaker
Yeah. What do you think you'd like to do more of now that you're
Culinary Passion and New Pursuits
00:12:34
Speaker
retired? um Well, yeah, you know, I, I certainly want to do more cooking because that's my passion.
00:12:41
Speaker
And yeah, you know, and I thought about taking, you know, cooking, um cooking classes, not to teach me how to cook, but to teach me a different cuisine. Yeah, you know, like right now I've been, the last few months I've been doing a lot of Thai cuisine.
00:12:59
Speaker
So I was thinking, you know, I don't really, other than spaghetti and lasagna, that's all I really have in Italian. So maybe, yeah, you know, maybe something Italian where, you know, it gets more specialized, I have to go for classes, that would be fun for me.
00:13:15
Speaker
So I'm hoping to, you know, find something like that for myself. Well, I hope you're looking for people to try out your food. You know where I am.
00:13:27
Speaker
I'm always up for testing out new recipes when I'm not the one that has to cook them.
00:13:34
Speaker
And you have any... Anything that you thought you would be doing in retirement that you're excited to start now, other than, you know, more cooking, are there things that, that you've been putting off for retirement that you think are, are the next step?
Travel Plans with Family
00:13:50
Speaker
Travel. Travel. Travel was always, ah you know, travel was the thing, you know, my husband and I were going to do in retirement.
00:14:01
Speaker
And, yeah you know, and of course our, Our expectations for travel have changed also because of our age. When we were in our 40s, we were gonna live in Mexico or some other country for six or eight months of the year and yeah you know just live in Canada in the winter.
00:14:19
Speaker
Well, now that we're a little bit older and we have grandchildren, you know the dynamic has changed for us, um but it hasn't changed you know the travel aspect. yeah you know Still wanna do four weeks.
00:14:31
Speaker
in the winter down in Mexico minimally and you know still want to take another pretty good sized holiday in between that but that won't happen until he retires um until then we're we'll just be doing probably a winter trip to to Mexico.
00:14:50
Speaker
And when do you think that your husband is going to retire? i mean it it's hard to plan things when only one of the one of a couple is retired. Well I would like him to retire in two years.
00:15:02
Speaker
That would be, and and and I am pushing for that. He is kind of on the fence. He's thinking he should go an extra three. um I really hope he doesn't go three years. That puts him at 66. And, you know, we're in our prime right now for retirement.
00:15:22
Speaker
ah And I don't want to, I don't think he should spend too much more time working. And for what, We're going miss out on so much. I don't think it will be worth it. You never know, do you? It's some people retire and the next day they're gone. And you never, if we only had that crystal ball to let us know how many years we've got left.
00:15:46
Speaker
Exactly. Exactly. But, uh, I, you know, i can be pretty persuasive and, uh,
00:15:55
Speaker
It's a nice way of putting it.
00:15:59
Speaker
So one thing that I've asked a a couple of people is what are you giving yourself permission to stop doing now, now that you're retired?
Relaxation and Detachment from Routine
00:16:11
Speaker
ah
00:16:15
Speaker
Well, I'm, I'm really trying to stop watching the clock the way I used to during the day. That is you know, that was the biggie. That was part of the reason I carried a phone around the house with me.
00:16:30
Speaker
yeah Or when I went for a walk, because I was always watching the clock, watching my emails. yeah And that is something um it's, you know, I still find myself, I'm a little bit of a clock watcher.
00:16:40
Speaker
And but I'm, I know I will get there. But that is, that's always been a biggie for me is this being tied to being tied to your phone and being, ah you know, for me tied to the phone tied to the clock.
00:16:56
Speaker
I think that's that's a big thing for a lot of people. it it ties back into the routine. You're used to having a routine and having to do things at certain times. So it's hard to stop that.
00:17:07
Speaker
It is. It is. it It will happen in time. But, yeah you know, I'm still um still finding my way. i'm I'm sure by winter I'll be doing much better. Of course, I've been retired for a while now and I spend a lot of time looking at the clock.
00:17:23
Speaker
Yeah. I've also got a lot of things on the go. So it's important to keep them keep them in line and, you know, know what time it is to get where you're going. Right, right. So you mentioned cooking is a passion and I knew that.
00:17:38
Speaker
Yeah. When did you start liking cooking? um I always liked cooking. My father was, you know, he was he was from Quebec City. He was, so you know, a real Frenchman.
00:17:50
Speaker
And, you know, of course, he loved to cook. So, you know, i always I always used to cook with him on weekends. And when I moved into this house, because I had a better kitchen, still not my dream kitchen, but it was better. Then I really, yeah you know, had the room and the counter.
00:18:10
Speaker
to really start cooking a lot more. And I mean, and like I said, it's just an absolute passion for me. And I know you've had a few big dinner parties. You can feed a lot of people in your house.
00:18:25
Speaker
Yes. Do you plan, not, maybe not plan, do you see yourself doing the cooking as more than just a hobby? Do you see yourself maybe doing something with it? You mentioned you didn't think you'd have any part-time work, but what about cooking?
00:18:41
Speaker
Well, yeah, you know, I thought about that. um Yeah, you know, doing, yeah, you know, like ah small dinner parties. And I would do that, yeah, you know, and and that would be fun.
00:18:54
Speaker
But yeah, you know, I'm, I would have to put a lot of legwork into doing something like that, because first of all, i have to put a price on my time. And also, I have to, you know, i i wouldn't know how to uh, price it out. you, do you know what I mean? i would have to meet someone who is, who does this.
00:19:14
Speaker
Right. and Yeah. Catering business takes some time to plan. Oh yeah. Oh yeah. And I think, you know, I think one bad dinner party, I would be bankrupt. Yeah. know
00:19:26
Speaker
I don't suppose you go into it thinking I'm going to have a bad dinner party. no no but I, yeah, you know, I just worry about things like that. So, uh, for now, um, I think the main thing is if I was really concerned about earning money, I probably would have kept my job.
00:19:42
Speaker
Right. Yeah. You know, I do work with people who, so you know, want to go work at Home Depot or retail. And I just, yeah you know, I just said to them, I mean, if I, if I had to, if I had to work to in retirement, I would have kept on working. I wouldn't have retired.
00:20:00
Speaker
And that makes perfect sense. Unless I knew for sure I was going to make exactly what I'm going to make. yeah you know, working for the public service. ah But other than that, I don't really see myself working.
00:20:14
Speaker
I might do some fun stuff instead. So in your mind, then retirement is the end of the work time and it's time to start enjoying the fruits of the of your labors.
Financial Readiness for Retirement
00:20:26
Speaker
Exactly, exactly. Yeah, you know, I mean, you know, we we saved for our retirement quite extensively for at least 15 years. And, you know, this is this is the time to so just start spending some of that savings.
00:20:44
Speaker
Sounds like a good plan to me. Yes.
00:20:48
Speaker
So you've had a ah little bit of time to think about retirement, but of course, getting used to it is going to take more than, you know, a month or two. it's gonna It's going to take a while to get into your groove.
00:21:00
Speaker
what would you What would you say to someone who's newly retired or unsure about retiring? um Well, anyone who's unsure about retiring is probably not ready to retire.
00:21:12
Speaker
And, um you know, and one thing I, you know, I tell my husband, I don't care. You know, ultimately, ultimately, I don't care when you retire, as long as when you do retire, you're ready.
00:21:25
Speaker
And, and for for you, what does ready mean? Well, yeah you know, you're, you got to be ready to accept that you're not going to get that paycheck every two weeks.
00:21:37
Speaker
yeah Yeah, you know, and you got to be ready to accept that you're not going to miss that extra paycheck in the month. Yeah, you know, everything comes at the at the end of the month. And to me, I mean, you know, that's what I mean by ready. And that's why, you know, particularly for my husband, you know, he likes this, you know, this paycheck every two weeks, and he's got to be ready to give that up.
00:22:02
Speaker
ah Yeah, you know, and just get this, this one lump sum of money at the end of the month. and live off it. So I think that's a biggie. I did speak to a friend I used to work with and she retired in January and, you know, she's really missing that extra paycheck.
00:22:22
Speaker
It's definitely ah an eye opener. It's something that people don't necessarily think about. They think, oh, I'm not going to have the money, but they don't think of what that really means when you get halfway through the month.
00:22:33
Speaker
Exactly. and And the other the other part I also talk about to my husband is, you know, we have been saving for 15 years. When he retires, we're not saving any more money.
00:22:45
Speaker
As a matter of fact, we may see some of those accounts go in the other direction. and Well, as they should, because that's what they're for. Exactly. But he's got to be ready to see the account get smaller, not bigger.
00:22:58
Speaker
Yeah. And that takes some adjustment. Definitely. Yeah. Yeah. So that's what I mean by ready to retire. i think I think those are two very important aspects you got to be prepared for. Yeah.
00:23:11
Speaker
And what do you wish someone had told you ah at a time? I think if I had been told that I would still be oh working, like, yeah, you know, the way I transitioned that first week was really rough.
00:23:30
Speaker
And i I didn't expect it to be that way. You know, the boredom and ah yeah it was just it was just crazy. And it was almost depressing. And when i I told these two ladies, the one I had lunch with, she said, oh yeah, the first two weeks for me, she said, I actually regretted retiring at first.
00:23:50
Speaker
And the other girl told me, she said, I was so broke.
00:23:57
Speaker
She said, i had I had big regrets. So I think if I had been told you may have that a momentary sense of regret, like, did I make the right decision? Not regret, second guessing.
00:24:09
Speaker
Right. um That's what it really is. It's just kind of second guessing, you know, the decision to go. But I feel i feel like I still feel even though I'm still finding my way.
00:24:23
Speaker
I, I can guarantee I can guarantee you I do not miss my job. I miss the routine, but I don't miss the job. and Okay, and you can always set up a routine if you miss it.
00:24:36
Speaker
but That's easy to do. Yes, yes. yeah And has there been anything that's helped you navigate the boredom or anything that a trick that you'd like to share?
00:24:52
Speaker
Are you still struggling? At the moment, I haven't been able to navigate the the boredom, even though I, you know, i I started a craft, which helps. I work on it about two hours a day, which really helps.
00:25:04
Speaker
But other than that, you know, when I walk once a day for, you know, 45 minutes to an hour, that's only three hours out of the day. ah yeah A lot of time lot of time left over.
00:25:18
Speaker
Exactly. So I'm still navigating how to, yeah you know, eliminate the boredom and how to keep myself, um yeah you know, engaged.
00:25:30
Speaker
And what do you think? um i don't know how to ask that question. What do you think? would help that for someone who is just coming in, coming into retirement because the the boredom is there and other people have mentioned it.
00:25:48
Speaker
Is there something that we can do to change that? Or is it just part of life?
Regrets and Isolation
00:25:54
Speaker
You know what I would have done? i would have had a bunch of trips planned right from the start. I think, yeah, I think back to when, when my husband and I were first planning retirement and, you know, way, way back, we were going to retire on the exact same day.
00:26:09
Speaker
And on that retirement day, when we hand in our work passes, we were going to head to the airport and we were going to be gone on some great big trip. And I wish that we had been able to do that.
00:26:20
Speaker
I really do. I think having some, because for us, would be travel, but for somebody else, it could be something else. But right I think to hit the ground running, to combat the boredom, I really wish I'd had something like that planned.
00:26:37
Speaker
and would have been would have been something to see, just hand in your stuff, head to the airport, and you're gone. Yeah, yeah. And that was always that was always what we wanted to do. and And of course, you know, it just didn't work out that way.
00:26:50
Speaker
Right. You mentioned earlier one of the... ah stumbling blocks in your retirement is the fact that you've only got one vehicle. So it makes it a little bit more difficult getting around. and i know some people are in cities, there's public transport, things like that, but not in every location.
00:27:09
Speaker
No. So that makes everything a little bit tougher. One person is working, they've got the car, you're stuck at home, you feel a little bit more isolated. Completely, completely, especially where we live. We don't have access to public transportation out here.
00:27:26
Speaker
I'm in a rural subdivision, so i don't I can't even walk to the Tim Hortons or or walk downtown. And basically when I do go for a walk, there's only three streets I can walk on. So, you know, the monotony of the the walking itself can can get boring unless you have different walking partners.
00:27:44
Speaker
um Buying out a second car is definitely high on the list bird for us. um right I mean, I'd even go one step further and say that when I don't have a car here from Tuesday, Wednesdays and Thursdays, I almost feel like I'm being held hostage in the house.
00:28:04
Speaker
You know? but So you've gone from a work day where you're busy all the time and you don't even notice that there's no car because you can't go anywhere to suddenly being locked in your home. You've got nowhere you can go because there's no way to get there. theres no way to get there. Yeah. But you've got nothing to do either.
00:28:26
Speaker
Well, yeah, you know, but the thing is, I would just go if I if I get sick of being in the house, I could I could jump in the car. I can go visit my daughter, I can go visit a friend.
00:28:39
Speaker
I would have that a ability to, yeah it's it's the freedom.
Assessing Retirement Readiness
00:28:44
Speaker
And you know, I really don't have it from Tuesday to Thursday. I am i am stuck.
00:28:52
Speaker
Just another reason to work that encouragement on your husband to get going. Absolutely, yeah. Either way, I mean, if yeah you know, even if he retires in two years,
00:29:05
Speaker
i I have to get a vehicle in the spring. and And he knows that.
00:29:14
Speaker
So Linda, what would be your pearl of wisdom, your bit of advice for someone who hasn't retired yet, but who is getting ready to retire? Make sure you're ready.
00:29:25
Speaker
Because once you retire, there's there's really no going back. yeah do you know what I mean? if you If you leave a good job for retirement, and you're not ready, um it it would be pretty hard for someone who held a pretty good job to go work at, you know, Tim Hortons or or a grocery store.
00:29:47
Speaker
Yeah, you know, so you got to make sure you have to make sure you're ready to retire.
00:29:54
Speaker
And in hindsight, maybe you were ready to leave your job, but not so ready to be doing nothing. Exactly, exactly. And, yeah you know, like, like you said,
00:30:05
Speaker
I haven't had my own car. We've been sharing a car for 13 years. Never bothered me. Always had access to it. We carpooled. um You know, I had access to the car on weekends, evenings. It were it worked fine. And i it didn't occur to me that on day one, I would be telling my husband, I need a car.
00:30:28
Speaker
yeah
00:30:30
Speaker
ah It's another learning curve. That's all I can say. Retirement ah is another stage of life and you've got to learn to get over the stumbling blocks. Right, right.
Advice for Future Retirees
00:30:42
Speaker
Well, Linda, thanks for joining me today. Is there anything you'd like to share with people that we haven't talked about before we say goodbye?
00:30:48
Speaker
No, I think I just, you know, really stress that you have to be ready emotionally and and financially. Those are, and I think if someone is it even second guessing the idea of retirement,
00:31:02
Speaker
then they should step back and not not pull the trigger on it. Okay, and that's ah probably a good idea. Thank you very much, Linda, for joining me today.
00:31:13
Speaker
and Thank you. Thanks, Jackie. It's nice talking to you as always. And that's it for this episode of Beyond Retirement. Thank you so much for hanging out with me. I hope you enjoyed it.
00:31:25
Speaker
Are you ready to start rocking your retirement? Head on over to www.beyondretirement.ca forward slash rocking it and sign up to plan out your own roadmap for retirement.
00:31:37
Speaker
Don't wait till it's too late.